Standard Chartered Smart Credit Card

Unlocking cashback is always a welcome treat. After all, who would say no to opportunities for a portion of your spend to go right back into your pocket? The Standard Chartered Smart Credit Card gets you up to 10% bonus cashback on food, streaming services, and even your daily commute. This means you’ll be awarded cashback in bonus categories that make up your day-to-day expenses.

Read on to see the things you’re already spending on, which could’ve gotten you unlimited cashback this whole time.

1. Streaming services

Singaporeans are known for leading hectic lives, and finding a way to decompress every evening is practically a survival necessity. Whether you’re an existing or new subscriber to streaming giants, Netflix and Disney+, you’ll get up to 10% bonus cashback on your subscription rates when you charge it to a Standard Chartered Smart Credit Card.

Good news for binge-watchers who want to expand their repertoire beyond Netflix and Disney+’s offerings: Standard Chartered has also added Amazon Prime, Viu, iQIYI, and HBO Go to their catalogue of bonus cashback merchants. So whether you’re in the mood for movies, documentaries, platform originals like Mr Beast’s Beast Games on Amazon Prime or variety shows from China to Korea, you’ll have it all at your fingertips.

2. Entertainment on-the-go

The “Do you shower in the morning?” debate that swept the nation may have died down, but we can all agree that as far as making your daily commute more bearable – especially if you’re surrounded by questionable odours – jamming to some tunes can provide an effective escape. Spotify Premium is another subscription where you can snag up to 10% cashback on thanks to Standard Chartered, and thank goodness for that because the ads in between bops are not it.

Speaking of which, a YouTube Premium subscription is key if you want to have a proper video marathon without sitting through endless long and unskippable ads, and you’ll be able to get up to 10% bonus cashback on that too. You’ll also get perks like background playback so you can continue listening to songs or podcasts after switching to other apps or with your device screen off, and even download videos to watch offline – perfect if you’re going to be without Wi-Fi for a while.

3. Daily coffee & tea runs

Whether you’re Team Tea or Coffee, Kopi or Teh, a caffeine boost is a must to jumpstart your engines. Sip on your cuppa with the satisfaction of knowing that it came with up to 10% cashback, because the Standard Chartered Smart Credit Card counts Ya Kun Kaya Toast, Toast Box, Starbucks, and Coffee Bean & Tea Leaf as its bonus merchants.

This means that besides earning cashback on your coffee or tea runs, you’ll also be rewarded for your expenditure on these popular chain’s other offerings – including kaya toast, local dishes like mee siam and laksa, pastries, pastas, and salads.

4. Food from fan-favourite eateries

Image credit: Eatbook

On the topic of food, you’ll also be able to bag up to 10% cashback from partnering eateries. These include fan favourites like McDonald’s, Burger King, KFC, and Subway. Planning a pizza party? Score some major cashback savings via Standard Chartered’s merchants, Pizza Hut and Domino’s Pizza too.

5. Public transport

One of the most effective ways to save money on this Little Red Dot is to take public transport as opposed to cars or private hire rides. After all, you’ve got to admit that our bus and MRT systems are pretty extensive and reliable. To earn up to 10% cashback on your public transport journeys, tap in and out with your Standard Chartered Smart Credit Card.

6. EV charging

Image credit: SP Group

Fret not, driving folk aren’t left out of the savings either. Standard Chartered has recently added electric vehicle charging costs as a pillar for up to 10% cashback. You’ll want to take advantage of this deal for the rest of the year as the accelerated cashback rate is only valid till 31st December 2025. Thereafter, you’ll still score 0.5% cashback on EV charging.

Get up to 10% cashback with Standard Chartered’s Smart Credit Card

With up to 10% bonus cashback to be earned across so many merchants and expenditures that you’re probably already spending on, getting a Standard Chartered Smart Credit Card will help you rack up significant rewards and savings over time. Plus, there’s no cap to how much cashback you can earn per month!

Here’s the cashback reward breakdown, with “bonus merchants” referring to the merchants featured above:

If you’ve yet to get a Standard Chartered Smart Credit Card, apply now and spend S$800 within 60 days of your card approval to score a free Samsonite MODUS Spinner 25″ (worth S$610), along with S$100 additional cashback. Promo valid from now till 30th June 2025, terms and conditions apply.

Sign up for the Standard Chartered’s Smart Credit Card

This post was brought to you by Standard Chartered Bank Singapore.
Standard Chartered is not affiliated with the aforementioned merchants.
Cover image adapted from: Eatbook