TheSmartLocal – Singapore’s Leading Travel and Lifestyle Portal

Skip to content
Citi SMRT Card cover image

4 Ways To Save On Your Festive Shopping & Christmas Parties With The Citi SMRT Card

Citi SMRT Card


We’ve but a month before we wave goodbye to 2024 and for most of us, that means some Christmas shopping is in order. Of course, it doesn’t hurt to keep an eye out for the latest deals this festive period, so leave it to the Citi SMRT Card to save you a pretty penny while prepping for the many year-end get-togethers to come.

From a S$300 cash back^ welcome gift to pamper yourself this Christmas, to savings on groceries in case you’re playing host to parties, here are the perks that its Cardmembers can enjoy.


1. Hosts get 5% savings* on groceries when planning festive dinners


If the task of hosting a Christmas shindig has fallen on your shoulders this year, fret not.

The Citi SMRT Card has got your back, as you can count on it to accrue up to 5% savings* on your grocery purchases. As such, cooking for huge groups won’t be too daunting, cost-wise at least.

Grocery shopping at a supermarket

Best part is, you can shop at any supermarket across the Little Red Dot to pick up your ingredients, and still be eligible for the savings. These savings will take the form of SMRT$, which can be exchanged for cash rebates and shopping vouchers, and you can track your SMRT$ balance by downloading the handy Citi Mobile App (App Store | Google Play).

SMRT$ is credited at a base rate of 0.3% on retail spend, and once you reach a monthly statement of S$500, you’ll be granted an additional 4.7% savings* on groceries, online shopping, and your commute – which is nothing to be scoffed at. Plus, it’s pretty easy to accumulate this half a grand of spending monthly, once you factor in other expenses such as online shopping purchases and transportation.


2. Party-goers enjoy 5% savings* when booking rides to gatherings


Booking Grab

Speaking of which, serial ride-hailing app users will be glad to know that the money spent on private hire rides will go towards hitting that monthly retail spend of S$500 on your statement. These include trips booked via popular apps like Grab and Gojek, so you can make your appearance at any EOY party across Singapore in a jiffy.

MRT station

It goes without saying that those who swear by taking the public transport will also get to enjoy these savings too. Any transaction made via SimplyGo, be it tapping into MRT stations or boarding public buses, will contribute to amassing the S$500 monthly statement spend.


3. Indulge in up to 20% off when shopping for Secret Santa gifts


When it comes to gift giving this holiday season; in particular, shopping for style-centric goodies, it can’t get any more enticing than checking out with a Citi SMRT Card.

Crocs

For instance, Citi Cardmembers can get 20% off their next order on Crocs’ online store when they spend at least S$120 on regular-priced items, by checking out with the promo code found on Citi’s website

Club21 is also offering a 20% discount on regular-priced items from brands such as COMME des GARÇONS and Palm Angels. Citi Cardmembers will just need to key in promo code <CITI20> when shopping online.

Finally, fashion retailer giant SHEIN is offering S$15 off their apparel with a minimum spend of S$70. Shoppers can find Citi-exclusive promo codes on their website, as well as the SHEIN app (App Store | Google Play).

These are just a couple of the sweet shopping deals that Citi has lined up for the holidays; for a full list of promotions that Citi Cardmembers can tap into, do visit the Citi website.


4. Pamper yourself with a gift with a S$300 cash back^ sign-up promo


Using the Citi CMRT Card
Image credit: Citi

There’s no shame in treating yourself with a gift too in the spirit of the Season of Giving. That’s why you’ll be glad to know that new Citi Cardmembers who sign up for the Citi SMRT Card from now till 28th February 2025 can relish in a S$300 cash back^ welcome gift, to perhaps go on a personal shopping spree.

All you need to do to be eligible for the S$300 cash back^ is to spend at least S$800 within 2 calendar months of signing up for a Citi SMRT Card.


Sign up for the Citi SMRT Card for extra savings this Christmas


If you’d like to offset your festive season spending with extra savings this year, consider signing up for the Citi SMRT Card. You’ll not only unlock a slew of deals to tide you through Christmas, but also gain a trusty credit card that helps rack up savings on the daily.

Apply for the Citi SMRT Card

 


This post was brought to you by Citi.
Cover image adapted from: Citi
*^Terms and conditions apply.