Finances

This Finance App Manages All Your Bank Accounts & Cards, Has Special Perks For Food, Shopping & Groceries

Dobin app perks


Miss Ariana Grande once sang, “I want it, I got it”. But let’s be real, if we lived by this mantra, we’d all be penniless before our hairs turn grey. This doesn’t mean we have to completely restrict our spending though; it just means we have to be smart about it. 

To help manage your expenses, the Dobin app tracks your money flow so you can maximise your savings and spend wisely. It also provides financial insights and AI-driven recommendations, as well as carefully curated discounts that are tailored to your lifestyle. Here’s how you can get the most out of the app: 


Up to 57% off on flights, F&B & fashion


General discounts & promotions that all Dobin app users can enjoy


It’s no secret that many of us spend hours on the Internet scouring for good deals. Dobin saves you the time and effort by curating discounts from 3rd party platforms that best suit your needs – and wants. This is thanks to their analysis tools, which studies your typical expenses and combs the Internet for similar deals. 

For example, those who regularly splurge on travel related expenses will be shown attractive deals including $20 off airfares on Trip.com and 28% off flights and hotel bookings made with Agoda

That’s not all. Discounts are aplenty here, including a 15% discount when you sign up to be an Adidas member so you can stock up on your activewear without draining your bank account. You can also score $20 off when you subscribe to Zalora’s newsletter. 


Image credit: Eatbook

Foodies, don’t miss out on Shabu Shabu Azmaya’s deal as you can score 28% off the Australian Wagyu Beef Shabu Shabu Dinner Buffet (U.P. $39.90). If you’re hosting a pizza party for your pals, consider getting the regular 10in pizzas from Canadian 2 for 1 Pizza at 57% off (U.P. $24.70)


Credit card discounts & promotions, specific to your cards



BeautyFresh has makeup, skincare, fragrance, and body products for both men and women. 

The app also recommends credit card discounts according to the credit cards that you use. Citibank users can stock up on their skincare, fragrance, and makeup favourites and enjoy 15% off the online beauty platform, BeautyFresh. Aside from the beauty realm, you can also snag 50% off at Fassler Gourmet when you purchase the smoked salmon. 

For those using an American Express credit card, take advantage of the 15% discount at SK Jewellery and treat your loved ones to gold jewellery. Take the pampering up a notch and bring them to Dancing Crab, where you can shave $25 off your bill with a minimum spend of $150. 

If you’re a gallivanter with an HSBC credit card, you’re in for good news. You can save $50 on flights, lodging, and activities when you book via Traveloka. All you gotta do is hit a minimum of $500. UOB cardholders can also get $100 off on selected tours via The Travel Insider, along with some complimentary packing cubes and luggage freebies. 


Image credit: Amore Fitness via Facebook

Fitspo folks, the UOB credit card will come hand in hand with your gym gear. Those looking for a PT can try out SPARKD’s 1-to-1 personal training session at $88 (U.P. $185) – you’ll be paired with a Brain Health Specialist so you know you’ll be in good hands. Ladies can check out the female-only Amore Fitness too, and score $100 off the Fitness Package. 

Standard Chartered users, we haven’t forgotten about you. Those with said credit card can benefit from the 10% discount on Qatar Airways bookings. If you’re staying in town and looking for a local adventure, take a ride on the Singapore Cable Car with your bae. You can save $8 off on the round trip Sky Pass, so you have plenty of cash for a dinner date after. 

If you need coffee in an IV, you’ll be thrilled to know that the OCBC credit card allows you to get 50% off your 1st subscription order at Hook Coffee. You’ll also be entitled to 50% off (U.P. $58) the lunch buffet at Seasonal Tastes at The Westin Singapore – this applies to the 2nd diner, so bring along your friend or family member to enjoy this discount. 


Use Dobin to track expenses, stay on top of your finances


With all that shopping you’re gonna do, it’s vital to track your expenditure so it doesn’t get out of hand.

Dobin helps to monitor and group expenses under similar categories together, making it easy to see your expenses on items like food and shopping at a glance. Meanwhile, things like internal credit card transfers can be tagged as “self-transfers” to avoid getting double counted in your daily expenses.

You can conveniently see your previous utility bills, subscription services, and credit card charges on the app. For those who struggle with paying your bills on time, you will soon be able to set reminders for any future payments on utilities as well. 

If you’re wondering how much money is coming in and out of your bank account, click on the “Accounts” tab on the app and view the “Insights” portion. This shows your income and expenses for each month, and calculates your overall net cash flow so you can make informed decisions based on your financial capabilities. 


Easy to use features, link up to 8 banks quickly & seamlessly



Feel free to explore other parts of the app while the setup takes place in the background. You’ll be prompted when action is required on your end. 


Bank accounts include DBS, OCBC, and UOB.

Using the app is as easy as using Instagram or Facebook, trust me. There’s a comprehensive guide that shows you how to link your various bank accounts to Dobin – and you can connect up to 8 banks within your Dobin account.

Once you’ve linked all your cards to the app, simply hit “Refresh all” and you’ll get an updated view of your financial data. We’ve heard the horrors of the ongoing scams in Singapore – to further enhance data security, two-factor authentication is needed each time you refresh your accounts.

Your precious financial data is further safeguarded by multi-layer encryption. Aside from the two-factor authentication, rest easy knowing that Dobin only ever has view-only access to your data. This means none of the info will get stored on the servers, much less get into the hands of malicious parties.


Make the most of these Dobin app perks to save money


Gone are the days where you had to create an Excel spreadsheet and manually keep tabs on your expenses.


Review your expenditure on the various categories featured in the discounts section.
Image adapted from: Dobin

Dobin acts as your one-stop shop, helping you manage multiple bank accounts and credit cards while tracking the ins and outs of your cash flow. As an added bonus, the app also takes on the role of your shopping bestie by sharing all the best discounts available.  

Download the Dobin app


This post was brought to you by Dobin.
Photography by Liu Xing Ying. 

Joycelyn Yeow

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