For some of us, our 2019 resolution was to simply get our lives together. That may happen in terms of losing weight, scoring a new bae, or just getting our finances in some semblance of order.
And with the year coming to a close, there’s no time like the present to get started. To celebrate their 100th year in Asia, AIA will be shaving 30% off the first year’s premium for selected plans from now until 15th December 2019. And that includes everything from life insurance to critical illness coverage.
Here are the plans up for grabs:
Life’s full of unpredictability. We don’t know what may happen to us, but if (touch wood) anything ever does, it’s best if there’s a solid backup plan in place. That’s where life protection plans come in.
Plans like AIA Guaranteed Protect Plus (II) give you long-lasting protection against death as well as total and permanent disability. At the same time, it also provides savings by accumulating cash value over time. Depending on your needs, you can even choose to multiply your coverage by up to 5 times until ages 65 or 75, which is a time where you might need a little more assurance.
And as you grow older, you’d want to ensure that you’re financially protected all the way into your golden years till age 100 – which is when AIA Prime Secure comes in. It doesn’t just provide financial support when you’re struck by conditions like stroke and Alzheimer’s Disease, it also gives you the option to cash out your coverage into monthly income for the next 15 years if you ever need extra cash on hand.
The premium you pay for this plan also gives you increasing returns each year – from the 3rd year onwards, you get to enjoy potential annual dividends, which you can either withdraw as cash or keep with AIA to gain more interest.
If critical illnesses strike, it won’t just be your health at stake. With hospital stays, medicines, treatments, and post-care costs, these illnesses will also take a toll on you financially.
The plans under AIA don’t just provide you basic coverage for diseases like kidney failure and cancer. Plans like the AIA Power Critical Cover back you up to 7 times the coverage amount if you’re struck with different critical illnesses or the same one again. It also gives you substantial protection right from the early detection stages so that you’ll be equipped to nip them in the bud.
Other than that, the AIA Beyond Critical Cover also covers you for mental illnesses like depression, and provides monetary benefits to your loved ones in the event of untimely death.
And with specific illnesses like diabetes, the AIA Diabetes Care will cover pre-diabetics and Type 2 diabetics against related illnesses such as stroke and kidney failure. So while you’re managing the lifestyle changes that come with this disease, you’ll remain protected throughout.
Learning to save and invest is just one part of modern-day adulting. If you don’t want to be left in the dust, consider the AIA Pro Lifetime Protector.
Rest assured that it’s completely beginner-friendly. From just $6/day, you’ll gain access to simplified portfolios built on insights and knowledge from Mercer, a professional investment consultant group. It also covers death, disability, and multi-stage critical illnesses like cancer, which makes it an all-in-one plan that takes care of both your protection and investment needs.
The festive season may be rolling around soon, but the greatest gift we can give our loved ones is a secure future. With a range of AIA insurance plans going for up to 30% off your first year’s premium, purchase any one of these plans before 15 December 2019 and you’ll be paying a discounted price for long-term financial protection.
All these plans are powered by AIA Vitality. It’s a point-based wellness program that rewards you with supermarket vouchers to discounted movie tickets. All you need to do is complete weekly challenges and online health assessments on aspects like your diet, stress levels, and sleeping habits to chalk up your points.
Signing up as an AIA Vitality member will also grant you the PowerUp Dollar, which is additional coverage for selected AIA insurance plans on top of your original coverage amount, free of charge. The higher your AIA Vitality status, the higher your PowerUp Dollar*, so it’s time to kick your life into shape right before the year ends.
*Depending on your AIA Vitality status, the PowerUp Dollar may increase or decrease at the anniversary of each policy. Protected up to specified limits by SDIC.
This post was brought to you by AIA Singapore.
This advertisement has not been reviewed by the Monetary Authority of Singapore.
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